Eighty-five percent of workers say they are very or somewhat confident that their retirement savings are invested wisely.1


It is important to select investment options from your employer-sponsored retirement plan that are right for your unique situation. Use the Quick Tips and Tools and Resources below to gain an understanding of some basic investment principles and to help you make choices suited to your unique needs.


Enroll in your employer-sponsored retirement plan today and select the investment options that can help you build your retirement income.

A good place to start when it comes to choosing your investment options is to determine your investment style. Knowing your investment style may make it easier to choose your investment options, and the following quick tips can give you a better idea as to who you are as an investor:

    Generally, investment options that have a higher risk also have the potential for higher returns and lower risk investment options typically produce lower returns.

    If you have a long time before you retire, you'll have more time to recover from potential market downturns and may want to be more aggressive with your investments; but you may want to be more conservative if you're closer to retirement.

    Think about the amount of time you want to spend managing your account and learn which investment options may require more or less hands-on involvement.

You have a variety of investment options available to you, and you have the opportunity to choose what's right for you based on your investment style and unique situation.

Many people find that choosing investments is one of the most difficult parts of planning for retirement.


You can find help by logging into your account on this website and clicking on the Investments icon. There you will find tools and resources to help you answer key questions about the different investment options available from your plan.


Once you enroll in your plan, you'll have access to transactional features and tools through your plan's website that can help you manage your investment options over time to keep you on track to reaching your retirement income goals. The following are some examples of the features and tools you'll have at your fingertips.

Each time you log in, you'll see a retirement income projection based on your current balance, contributions and estimated rate of return, which can help you keep your retirement strategy on track.

You'll be able to manage your account and make changes affecting your savings and investments.

The Asset Allocation Guidance Tool is available to you and can provide you with a recommended paycheck contribution amount and suggested asset allocation based on your retirement income goals.

There are many good reasons to save for retirement. The investment options you choose play a key role in how much retirement income you may have. Once you're enrolled, these tools and features can help keep your investment options in line with your goals as they change over time.

1 The 2014 Retirement Confidence Survey, Employee Benefit Research Institute